Consumer Report
Authorization
By signing below, you authorize
White River Financial Services, L.L.C., including its affiliates and
subsidiaries (collectively, “WRFS”), and any finance company evaluating your
credit application, to obtain consumer reports and related information about you
from one or more consumer reporting agencies.
Pursuant to this authorization, you
consent to WRFS and any finance company obtaining consumer reports about you
during the processing and reviewing of your application, any final reviews
prior to a credit decision and, if the application is approved, and at various
times during the term of the credit agreement, including but not limited to:
·
underwriting and verifying information in the
application;
·
authenticating my identity;
·
servicing, collection, maintenance, update, or
extension of the credit agreement; and
·
mitigating fraud, unauthorized transactions, and
other illegal activities.
You authorize WRFS and any
finance company to contact third parties and to obtain such information that
they may require in order to verify information relative to this application,
including contacting spouses to verify spouse-related information. You further
authorize the release from third parties of any records necessary to verify
information about you and to answer questions about their credit experience
with you including but not limited to late payments, missed payments or other
defaults, and this information may be reported in your credit report.
In connection with the purposes
above, you authorize WRFS to share all or parts of your consumer reports and
any other information gathered pursuant to this authorization with finance
companies, agents, service providers, counterparties, affiliates, or any
successor-in-interest who may be involved in evaluating your application,
extending credit to you, or servicing any credit agreement you may enter into.
You certify that all information given by you on this
application is complete and accurate.